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~The CSHML Team~
I am thrilled and gratefuly to recommend Jay as a mortgage broker. I purchased a second home in Ft. Collins Colorado and I live in Los Angeles Calif. During the entire loan process I felt that Jay was right at my side. He went beyond being my advocate he was protective of me as a son. Any information I was not sure about Jay called and explained it to me. Jay made sure I had the best quote and service from the listing selling, and escrow agents.Jay is with you throughout the loan process whether you are out of state or his neighbor. Jay was my legal support as well as emotional support with this purchase. Thank you for your professional knowledge and caring heart.
As first-time home buyers we had hundreds of questions and were apprehensive about the entire home buying process. Jay Garvens took the time to explain each step along the way, which eased a lot of the stress associated with this process. In addition, Jay made sure that we had access to all of the benefits available to us throughout the process. My husband, Brandon, is a veteran and Jay was knowledgable about the additional benefits that are offered for veterans. Jay was professional, yet personable, toward us and treated us with much respect. I would highly recommend Jay’s services to anyone that is looking to purchase a home.
My wife and I decided it would be a great time for us to buy a house while the housing prices and interest rates where still low. Jay did a great job of making sure that we were taking care of, that we knew what everything was and what we needed to do to close on our house in a short amount of time. We did all this while my wife was deployed in Iraq, with much thanks and gratitude going to Jay Garvens and his excellent team. I don’t think we could have closed as quickly as we did if it wasn’t for Jay’s hard efforts to push our documents through and willingness to work with my wife through the Army during that time. I would highly recommend Jay to anyone due to his superb knowledge of the industry and incredible work ethic.
Jay is very personable and friendly. He was prompt at returning phone calls and answering our concerns and questions. He worked very hard to get us the best interest rate possible in our refinance. He worked around our schedule and made it very convenient. We are so happy with our new interest rate!